It is your legal obligation to ensure that you have the permission from the person you are searching before performing a credit search. This search will leave an electronic "footprint".
An individual search should be used to check Proprietors, Partners, and in some circumstances potential staff, A report will check and contain the following information.
Confirmation on the Electoral Register and how long at that address.
Any County Court judgments (CCJ'S) registered
Bankruptcies and Individual Voluntary Arrangements(IVA'S)
Disqualified directors.
An Individual Credit Score is also supplied, these credit scores are used by Finance Houses and Mortgage Companies to make lending decisions.
